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Featured Loan Products:
Conventional
Financing
New Fannie Mae Max Loan Limits to $625,500*
in this area
30 Year Fixed Conforming/Jumbo
Hybrid ARMs fixed for 3, 5, 7, or even
10 years
*call for details - geographic restrictions.
Home
Equity Line of Credit (HELOC)
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No closing costs, generaly no
fees at all
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No initial draw required, use
the account only when needed
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Up to 100% of the value of your
home
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Stated income
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Low rates
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Can be used with a First Mortgage
for 100% financing
Fixed
Second Mortgages
- No closing costs, absolutely no fees at all
- Up to 90% of the value of your home
- Full Doc
- Low rates
- Can be used with a First Mortgage for 100% financing
Commercial
Loans:
Multifamily, Mixed-use, Industrial,
Gas Station, Convenience Store, Retail, Office bldg.
Featured Loan Application
Types:
Full Doc (FD)
· Income is disclosed and verified.
· Assets (bank account etc.) are disclosed
and verified.
· Employment is verified by phone.
· Primary residence, second home and investment
properties.
· FICO credit scores as low as 680
· Cash-out refinance available
· Up to 100% financing available
Lower documentation loan programs for easier
and quicker approval
Stated Income Verified Assets (SIVA)
- The borrower states income on the application but
income is not verified.
- Assets (bank account etc.) are disclosed and verified.
- Employment is verified by phone only, without reference
to income.
- Primary residence, second home and investment properties.
- FICO credit scores as low as 700
- Cash-out refinance available
- Up to 100% financing available
Home Ownership
Accelerator -
Currently Unavailable
WHAT IS THE HOME OWNERSHIP ACCELERATOR?
The Home Ownership Accelerator makes one simple change
in your financial life. It combines your checking account
with your home loan. So you flow all of your personal
cash against your loan balance. Why is this a big deal?
The money currently in your checking account earns close
to nothing. In the Accelerator account, your money will
"earn" your home loan rate (a much better
return) because:
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Your income lowers your monthly balance.
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The lower balance saves you interest.
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The saved interest becomes extra principal payment.
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This further lowers your balance, saving more interest.
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This frees up even more money to reduce principal.
- This cycle repeats itself each month, compounding
your interest savings and accelerating the reduction
of your debt.
Discover how the power of your own cash flow could
significantly accelerate your home loan's pay down,
saving you thousands in interest and getting you free-and-clear
of mortgage payments years ahead of schedule, without
demanding any change in your current spending habits.
Browse through our
Frequently
Asked Questions
Run your own situation through our online
simulator to see how much the Accelerator could
save you.
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